Kiawah Golf Investment Seminars

Sanco Services

Submitted by Steve Selengut | RSS Feed | Add Comment | Bookmark Me!

We help you determine an appropriate Asset Allocation for your portfolio(s).

Sanco Services is an investment portfolio consulting firm specializing in asset allocation, portfolio design, and trading techniques. CEO Steve Selengut is no longer a Registered Investment Advisor. He is a consulting sub-advisor to an independent  broker who is an RIA. Steve, quite literally wrote the book on investing --- the purpose of this website is to promote his books, articles, educational websites, webinars, teaching vacations, and unique approach to investment management.

More information about our programs, and contact information, can be found at the "EDUCATION" link above. If you want to learn about old school, common sense investing techniques, please visit these pages, read my book and articles, join my mailing list or linked in connections. Only you can protect your investment future with learning and education. Investment success doesn't come in a Wall Street "one-size-fits-all" box.

Sanco Services voluntarily withdrew from RIA status in October, 2011 for personal reasons. Our consulting work is done as a sub-advisor to other professionals.

We try to minimize your risk level by sugesting that you:  

  • Buy only Investment Grade Value Stocks
  • Diversify conservatively within two asset allocation buckets
  • Insist on income from all securities purchased
  • Never using margin debt as a strategy


We believe that your Asset Allocation is best managed using the Working Capital Model.

As an Investment Manager Steve Selengut had been interviewed on radio programs throughout the country about his ground breaking Investment Book, "The Brainwashing of the American Investor".

The book is a must read for new and experienced investors alike as it explains the disciplines and strategies that were used by the "old" Sanco Services for more than 30 Years. 

Click for Details --> Sanco Services Two <--

Kiawah Golf Investment Seminars
3912 Betsy Kerrison Pkwy
Johns Island, SC 29455
Phone (800) 245-0494 • Fax (843) 243-8509
Contact Steve directly for additional information: 800-245-0494
Please join the private article mailing list

Please read this disclaimer:
Steve Selengut is registered as an investment adviser representative. His assessments and opinions are purely his own. None of the information presented here should be construed as an endorsement of any business entity; the information is only intended to be educational and thought provoking.

Please join the private article mailing list or Call 800-245-0494 for additional information

MCIM Self Directed 401k & IRA Programs

Take a free tour of a professional investment managers' private SEP IRA program during eight years surrounding the financial crisis:


In developing the investment plan, personal financial goals, objectives, time frames, and future income requirements should all be considered. A first step would be to assure that small portfolios (under $50,000) are at least 50% income focused.

At the $100,000 level, between 30% and 40% income focused is fine, but above age 50, the income focus allocation needs to be no less than 40%... and it could increase in 10% increments every five years.

The "Income Bucket" of the Asset Allocation is itself a portfolio risk minimization tool, and when combined with an "Equity Bucket" that includes only IGVSI companies, it becomes a very powerful risk regulator over the life of the portfolio.

Other Risk Minimizers include: "Working Capital Model" based Asset Allocation, fundamental quality based selection criteria, diversification and income production rules, and profit taking guidelines for all securities,

Dealing with changes in the Investment Environment productively involves a market/interest rate/economic cycle appreciation, as has evolved in the Market Cycle Investment Management (MCIM) methodology. Investors must formulate realistic expectations about investment securities--- by class and by type. This will help them deal more effectively with short term events, disruptions and dislocations.

Over the past twenty years, the market has transitioned into a "passive", more products than ever before, environment on the equity side...  while income purpose investing has actually become much easier in the right vehicles. MCIM relies on income closed end funds to power our programs.

To illustrate just how powerful the combination of highest quality equities plus long term closed end funds has been during this time... we have provided an audio PowerPoint that illustrates the development of a Self Directed IRA portfolio from 2004 through 2014.

Throughout the years surrounding the "Financial Crisis", Annual income nearly tripled from $8,400 to $23,400 and Working Capital grew 80% $198,000 to $356,000.

Total income is 6.5% of capital and more than covers the RMD.

Managing income purpose securities requires price volatility understanding and disciplined income reinvestment protocals. "Total realized return" (emphasis on the realized) and compound earnings growth are the key elements. All forms of income secuities are liquid when dealt with in Closed End Funds. 

Associated Content:
Income Closed End Funds & Total Return Analysis - If interest rates rise, the market values of these investments will go down BUT the income from the ...
Retirement Ready Income Investing - What good is wealth without income? Your 401k program is NOT retirement ready... even the most popul...
MCIM Methodology Retirement Income Portfolios -Check It Out - The MCIM methodology combines risk minimization, asset allocation, equity trading, investment grade ...
The Correction is Coming! The Correction is Coming! - IGVSI breadth statistics signal changes in direction within Investment Grade Value Stocks only --- a...
40% of IGVSI Companies Down 15% or More... time to think CORRECTION - What happens in the future is unpredictable, but understanding the past and how it impacts your uniq...
The Investment Grade Value Stock Index - Continued - The IGVSI was developed in December of 2007 to provide a benchmark for the Equity portion of MCIM po...
MCIM Q & A and Contact Information - Market Cycle Investment Management (MCIM) reflects the unique strategies, procedures and disciplines...
Wall Street Wisdom vs. Market Cycle Investment Management - Corrections are as much a part of the normal Market Cycle as rallies, and they can be brought about ...
MCIM's Ten Time-Tested Risk Minimizers - Most investment mistakes are caused by basic misunderstandings of the securities markets and by inva...
Risk Minimization, The Essence of Market Cycle Investment Management - The MCIM methodology combines risk minimization, asset allocation, equity trading, investment grade ...

Please read this disclaimer:
Steve Selengut is registered as an investment advisor representative. His assessments and opinions are purely his own and do not represent the views of any other entity. None of his commentary is or should be considered either investment advice or a solicitation of business. Anyone seeking individualized investment advice should contact a qualified investment adviser. None of the information presented in this article is intended to be or should be construed as an endorsement of any entity or organization. The reader should not assume that any strategies, or investments mentioned are any more than illustrations --- they are never recommendations, and others will most certainly disagree with the thoughts presented in the article.