Kiawah Golf Investment Seminars

Steve Selengut Radio Interviews

There are thousands of talk radio stations and programs throughout the country; hundreds of them specialize in Business and Finance topics. Talk radio is the main source of financial and business information for millions of Americans, second only to CNBC as the media of choice for investors who feel that they need to know what's going on in the financial markets throughout the day.

Radio Show Network Host
AM Magazine Money Matters Radio Network Lindsy Parker
America Live Jones Radio Network Tom Clendening
American Breakfast:
Live from the Shawmut Diner
Talk America Radio Network;
Cable Radio Network
Phil Paleologas
American Scene Business Talk Radio Network;
Cable Radio Network
Steve Crowley
A Road Less Traveled Catholic Family Network Drew Mariani
Behind the Headlines Radio America Network Jane Silk
The Biz Hour Biz Radio Network Bob McCormick &
Peter Navarro
Bloomberg Money Show Bloomberg Radio Network Charlie Pellet & June Grasso
Business of Success Business Talk Radio Network Alan Rothman
Business Talk NY Business Talk Radio Network Amanda Clark
The Clemens Report Westwood One Networks John Clemens
Corporate Strategies Business Talk Radio Network &
Cable Radio Network
Tim Connelly
Day Break USA
USA Radio Network Al Lerner
Richard Stevens
Destiny Tiger Financial Network Steve Carr
Direct Connection Maryland Public Television Jeff Salkin
Duffy & Company
Live From LA

Salem Broadcasting
Warren Duffy
Equity Strategies Business Talk Radio Network
Radio America Network
Stu Taylor
For The People Talk America
Radio Network
Chuck Harder
The Gabe Wisdom Show Business Talk Radio Network Gabe Wisdom
Good Day USA Radio America Network Doug Stephan
Honest Money Tiger Financial Network Steve Carr
International Wealth
Business America Radio Network Dennis Carpenter
The Ken Hamblin Show American View Radio Network Ken Hamblin
Making Money
with Doug Fabian
Making Money Network Doug Fabian
The Michael Dresser Show Info Radio Network Michael Dresser
The Mike & Paul Show The Cable Radio
Mike Horn & Paul Stern
The Mike Schiano Show In Charge Radio Network Mike Schiano
The Money Man Report Houston Business Radio Daniel Frishberg
Money Matters Crown Financial Ministries Jim Henry
Money Matters Money Matters Radio Network Barry Armstrong
Money Matters Financial Network Money Matters Financial Network Gary Goldberg
Morning Magazine Christian Talk Radio Bob Bell
News Beat with Blanquita Cullum Radio America Network Blanquita Cullum
PM Magazine Money Matters Radio Network Lindsy Parker
Power Lunch Hour Money Matters Radio Network David Cohen
Power Talk Powernomics Radio Network Tom Pope
Power Talk Radio Talk One Network John St. Augustine
Profiles Oregon Public Broadcasting Eileen Berdon
Radio Liberty American Freedom Network Dr. Stanley Monteith
Ralph,Mary, & Company Syndicated Solutions Network Ralph Saviano
Mary Walter
Randy Featherston Show Christian Talk Radio Randy Featherston
The Roger Fredinburg Show Radio America Network Roger Fredinburg
The Stock Doctors Business Talk Radio Network Bill Keevan
Waking Up In America Voice America Network Valerie Anne Kirkgaard, PhD
Wall Street Transcript New York City, NY Paul Smith
Watchdog on Wall Street Talk Radio Network Chris Markowski
Windows to Wall Street Talk Radio Network Charlotte Given
Wize Trade Live Business Talk Radio Network
USA Radio Network
Tony Marino

More on Steve's Radio Appearances

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Risk Management: Income, 401k, and IRA Programs

Take a free tour of a professional investment managers' private SEP IRA program during ten years surrounding the financial crisis:


In developing the investment plan, personal financial goals, objectives, time frames, and future income requirements should all be considered. A first step would be to assure that small portfolios (under $50,000) are at least 50% income focused.

At the $100,000 level, between 30% and 40% income focused is fine, but above age 50, the income focus allocation needs to be no less than 40%... and it could increase in 10% increments every five years.

The "Income Bucket" of the Asset Allocation is itself a portfolio risk minimization tool, and when combined with an "Equity Bucket" that includes only IGVSI companies, it becomes a very powerful risk regulator over the life of the portfolio.

Other Risk Minimizers include: "Working Capital Model" based Asset Allocation, fundamental quality based selection criteria, diversification and income production rules, and profit taking guidelines for all securities,

Dealing with changes in the Investment Environment productively involves a market/interest rate/economic cycle appreciation, as has evolved in the Market Cycle Investment Management (MCIM) methodology. Investors must formulate realistic expectations about investment securities--- by class and by type. This will help them deal more effectively with short term events, disruptions and dislocations.

Over the past twenty years, the market has transitioned into a "passive", more products than ever before, environment on the equity side...  while income purpose investing has actually become much easier in the right vehicles. MCIM relies on income closed end funds to power our programs.

To illustrate just how powerful the combination of highest quality equities plus long term closed end funds has been during this time... we have provided an audio PowerPoint that illustrates the development of a Self Directed IRA portfolio from 2004 through 2014.

Throughout the years surrounding the "Financial Crisis", Annual income nearly tripled from $8,400 to $23,400 and Working Capital grew 80% $198,000 to $356,000.

Total income is 6.5% of capital and more than covers the RMD.

Managing income purpose securities requires price volatility understanding and disciplined income reinvestment protocals. "Total realized return" (emphasis on the realized) and compound earnings growth are the key elements. All forms of income secuities are liquid when dealt with in Closed End Funds. 

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Please read this disclaimer:
Steve Selengut is registered as an investment advisor representative. His assessments and opinions are purely his own and do not represent the views of any other entity. None of his commentary is or should be considered either investment advice or a solicitation of business. Anyone seeking individualized investment advice should contact a qualified investment adviser. None of the information presented in this article is intended to be or should be construed as an endorsement of any entity or organization. The reader should not assume that any strategies, or investments mentioned are any more than illustrations --- they are never recommendations, and others will most certainly disagree with the thoughts presented in the article.